[Show all top banners]

khotokarma
Replies to this thread:

More by khotokarma
What people are reading
Subscribers
Subscribers
[Total Subscribers 1]

sotantraideaz
:: Subscribe
Back to: Kurakani General Discussion Refresh page to view new replies
 Which Nepali BANK offers highest Interest Rate for Fixed Deposit?
[VIEWED 42093 TIMES]
SAVE! for ease of future access.
Posted on 03-22-15 7:00 AM     [Snapshot: 76]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

Alright Bond Kumar Nepal G, mahina ko 5000 haina barsa ko chai 5000 ho. Interest jailey ni per annum huncha..Fixed deposit ko jamana gai sakyo...invest in some business instead...
 
Posted on 03-22-15 7:52 AM     [Snapshot: 114]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

Thank you for correcting me, Ho you are right, it is per annum, I probably was absent minded when I was typing the post above. But don't you agree that- ABA bhanum ma sanga 40 lakh chha rey, For Example, 5% interest rate ma nai Mero Monthly Rupees 16000 aauchha.

Okay I understand business is a far better idea if I want to make it big, and on the flip side it is risky. Tara If I choose a safer alternative do you think it is a bad idea?

Also thanks for replying KhotoKarma- Why don't you spill some business idea- I might try it if I like the idea.
 
Posted on 03-22-15 8:47 AM     [Snapshot: 162]     Reply [Subscribe]
Login in to Rate this Post:     1       ?         Liked by
 

Inflation in nepal  hovers around 10%, You are getting 5% that means you are loosing 5% of your money every year.

If inflation is arround 8% you are losing 3% of money every year/

Governemnt in Nepal not controlling these things, that is very sad. bunch of people making money out of nothing because of this low interest rate

For example at present inflation in US ia arround 1%, bank also gives you inetrest arround 1% so value of your money remians constant. And even if you lose,you lose only 0.25% of your money That is aceptable risk

But In nepal interest on fixed deposit is 5 % means way below inflation ( inflation is devaluationof money).

Usually in most of the country banks are supposed to give interest rate either above the inflation or par to the inflation

So,it is always  good to start your own business in Nepal. If you are not in a situation to start business ,you need a help of your relatives.. Buy a land, ana ko 5 lakha ma .you will be able to buy 8 ana.leave that for 10 years it will become double very easily. That means you will not lose any money value of your money ( purchasing power) will remain constant

on the other hand fixed depositing your money at 5% for say 10 years will reduce value of your mony ( purchasing power)  by at least 25% 

If  you want to invest in stock market in us, Invest in stockswhich gives you devidend, Itmay be a good time to buy oilstocks which give devident.

choice is yours.







 
Posted on 03-22-15 10:22 AM     [Snapshot: 276]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

@ Bond Nepal: kasto business garney bichar cha? Retail, Pharmacy, Transportation, Travel, Ticketing..I'm planning to start one, looking for investor. If you or anybody interested let me know. If you are looking for simple investment, nothing can beat gold.


 
Posted on 03-22-15 6:15 PM     [Snapshot: 518]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

Agree with ____________ on the inflation issues. Interest rate parity well explained.
 
Posted on 03-22-15 10:19 PM     [Snapshot: 669]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

KhotoKarma: What is it about Gold Investment. U mean buying Gold Now and holding it till the prices hike up, is that what it is?
 
Posted on 03-23-15 2:12 PM     [Snapshot: 862]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

Double 0 seven : yupp..buy gold ornaments or coins..sell it when price is high..don't forget to sell though..
 
Posted on 03-23-15 2:18 PM     [Snapshot: 870]     Reply [Subscribe]
Login in to Rate this Post:     1       ?         Liked by
 

invest in a holiday trip it would definitely help u take you mind off such issues
 
Posted on 03-23-15 2:39 PM     [Snapshot: 895]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

Daya: holiday trip is expenditure..no return at all..
 
Posted on 03-23-15 5:19 PM     [Snapshot: 964]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

If u r investing in gold no jewellery ppl see, no guarantee of quality, lots of deduction when I want to sell. Buy gold bar it comes with 99.999% purity.and quality and quantity guaranteed surround the world. In Nepal banks sell them and in us do google. There is even ehow on it. Forbes has article on it.. with 40k I can buy almost 35 ounces of gold bar. But where will I keep it?

 
Posted on 03-23-15 5:25 PM     [Snapshot: 965]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

Amazing_Kumar: Bank locker would be safe. You can also hide in some secret box. But don't forget to tell about it to your trustworthy partner coz life is too short..you know what i mean...
 
Posted on 11-10-16 8:03 PM     [Snapshot: 9647]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

I was searching for fixed deposit rates. i observed govt. sector bank offers low fd interest . While private sector banks offer little high interest rates.... Bank like NMB and Gandaki Bikas Bank offer high rate... I found list ...i don't know its correct or not::::
https://www.bankindia.org/2014/10/all-banks-fixed-deposit-rates-in-nepal.html
 
Posted on 01-13-17 12:58 PM     [Snapshot: 12064]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

I changed my mind.. I will not deposit my money at bank. I want to start a business. I want to start a notebook industry. And I want to discuss about the problems that I have to pass through on doing exercises notebook production and selling. I am in south korea now and this is my last year here. If any body have any idea plz suggest me, what can i do and how can i start ??
 
Posted on 01-13-17 7:34 PM     [Snapshot: 12263]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

हात्ती आयो हात्ती आयो फुस्सा ?
An empty vessel sounds much.

You're in Korea will be doing Notebook business, people living in China will be exporting from Khasaa, People from middle east in remittance. What kind of business you people living in USA will be doing , Recreational marijuana ?

 
Posted on 01-15-17 11:36 AM     [Snapshot: 12595]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

I do not know any country which gives the interest rate on savings/fixed deposit more than the inflation rate of the country.
The interest rate on no risk investments such as fixed deposit can never be more than inflation, because if the interest rate is more, the inflation will automatically increase. The more money people have, the more the inflation rate will be.
 


Please Log in! to be able to reply! If you don't have a login, please register here.

YOU CAN ALSO



IN ORDER TO POST!




Within last 200 days
Recommended Popular Threads Controvertial Threads
What stocks to buy -- Any recommendation
TRUMP 2016!!! Here is why?
महानियिका प्रियंका कार्कीजीलाइ खुल्ला पत्र !
❤️ सम्मर लभ ❤️
A New Start
I m offered a Job in Bank in Nepal, should i go back ?
chat girl -आजो सुक्रबार-२
हाकिमनी संग- आज सुक्रबार -३
मेरो बारे मा दोस्रो अप्डेट्
भात भन्या भात हो!
The Facebook Surprise
Looking for Potential Match
जोइटीन्ग्रे aka अमेरिकन नागरिक
यसरी मेरो कुमारत्व गुमेको थियो
आयाहूआस्का
तोर्पे लाई मडर्न बनाउने केही उपाय हरु
स्वस्ती
मेरो जिन्दगी Java र बाबा मा अड्कियो
Wedding Costs in Nepal ? Party, Band Baaja !!!!???
Stock ley dherai lai dubayo
Presidential rights to assassination rights?
भात भन्या भात हो!
महानियिका प्रियंका कार्कीजीलाइ खुल्ला पत्र !
TRUMP 2016!!! Here is why?
NOTE: The opinions here represent the opinions of the individual posters, and not of Sajha.com. It is not possible for sajha.com to monitor all the postings, since sajha.com merely seeks to provide a cyber location for discussing ideas and concerns related to Nepal and the Nepalis. Please send an email to admin@sajha.com using a valid email address if you want any posting to be considered for deletion. Your request will be handled on a one to one basis. Sajha.com is a service please don't abuse it. - Thanks.

Sajha.com Privacy Policy

Like us in Facebook!

↑ Back to Top
free counters